Affiliate Disclaimer and Terms of Use Agreement

The information on this blog is based on the author’s research, experience and opinion. Your results and experience will be different. Please know you are expected to perform your own research on any and all of the information and products listed in this blog and make your own decisions.

Affiliate Disclaimer Many links on this website are affiliate links. These links have been created in such a manner to provide an aesthetically pleasing webpage. This author and editor does promote, endorse, or suggest products and/or services for sale. These recommendations are based on my research and experience with the product, service, person or company. In most cases, I will receive an affiliate commission if you decide to purchase based on my recommendation using one of my affiliate links. In some cases, I may receive the product for free for review purposes.

Always use your own best judgment and research a product or service for yourself before making any purchases. Never purchase anything that you cannot afford. Your results will be entirely up to you and your efforts, it is sadly noted that most people don’t do anything with the products or services they buy. Please note the product or service owners may offer guarantees, refunds and discounts and again it will be your responsibility to read the terms and take appropriate actions.

The author of this blog denies any warranties (express or implied), merchantability, or fitness of materials expressed for any particular purpose. The author shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided as is, and without warranties.

At all times, the advice of a competent legal, tax, accounting or other applicable professional should be sought before using any materials found here or elsewhere.

The author and publisher note that the performance, effectiveness or applicability of any sites listed or linked to in this Blog may experience unforeseen computer related challenges for which we can not and will not be held responsible. However, these sites would not have been listed had they not been of exceptional value [in our opinion] at the time of the original posting.

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